Know the number first
Down payment, closing wire, reserves, move-in cash—one target, not four tabs.
Early access · iOS in development
Know your real cash to buy a home.
One number for the full cash stack—not just the down payment. See what’s left to save and pressure-test a monthly payment before you apply.
Built for first-time buyers. We don’t lend—we help you get ready.
We’ll email you at App Store launch—nothing else.
The down payment isn’t the whole number. The total cash is.
Your biggest savings goal deserves a number—not a gut feeling.
The wire is bigger than the down payment
Closing costs, cash to hold in reserve, movers, first mortgage payment—they land on the same calendar as your down payment.
HomeStart rolls them into one total you can save toward, with your balance tracked against it. A future payment sits next to rent and real bills—so the lender isn’t your first reality check.
On your phone, in one scroll
Target price, full cash to close, what you still need to save, and a monthly payment read—together.
Real iOS UI. Sample numbers. Final polish still landing.
Plan — home price, cash-to-close progress, and estimated payment in one glance.
No loan desk here
- Planning, not lending We’re prep work—rate quotes, approvals, and paperwork stay with your lender.
- Plaid is optional Connect accounts for live balances, or type numbers in by hand.
- Your data, your choice Connect only what you want. See how we protect it →
What you’ll open the app for
Walk in knowing your number
See the gap shrink
Your savings vs. the full stack—updated whenever you add or spend.
Stress-test the payment
A future mortgage next to rent, income, and what you already owe—before you lock anything in.
Link—or don’t
Plaid for live balances, or enter everything yourself. Same math either way.
Next step, spelled out
Ordered milestones and short cues—so you’re not piecing the path together from scattered advice.
App Store is the next beat
Waitlist gets the download link the day we ship—no drip campaign, no noise.
How it comes together
How HomeStart works
01
Start with your numbers
Income, rent, debts, and savings on hand.
02
Name a real target
Pick a price band or monthly max, then fold in taxes, insurance, timing, and the full cash to close.
03
Close the gap
Refresh savings when life shifts. Link with Plaid—or skip it. The roadmap stays in front of you.
Your first set of keys—not a side hustle
Not portfolio buyers. Not flippers. Not another spreadsheet you’ll abandon.
One lane toward the front door you’re actually going to unlock.
First in line for the App Store link
Reserve your spot
We email you when the app goes live. That’s the whole pitch.
- Download link on launch day
- Rare, short updates if we slip a milestone
- One-click unsubscribe
Waitlist and launch only. Privacy Policy