One target for all the cash
Down payment is just the start. Closing, reserves, and move-in cash roll into a single goal—so the wire doesn’t catch you off guard.
Early access · iOS app in development
Plan your first home with room to breathe.
One calm place to see total cash to close, watch savings catch up, and stress-test what you can afford—built for first-time buyers. We’re not a lender or listings app.
We’ll email you when we ship to the App Store—launch news only.
Plan — your target home, closing-cash progress, and monthly payment context on one screen.
Real iOS screens with sample data; we’re still refining before launch.
The gap
The down payment is only part of the story.
Most first-time buyers underestimate how much cash they’ll need at closing—fees, prepaids, reserves, and move-in costs add up fast. Guessing late is stressful.
HomeStart helps you build one clear target for all the cash you’ll need, track savings against it, and understand affordability before you talk to a lender—calmly, step by step.
Trust and product boundaries
- Planning, not lending Illustrative estimates to help you prepare—real loan terms always come from a lender.
- Linking is optional Connect banks through Plaid if you want fresh balances—or keep everything manual.
- Your data, your call We only receive what you choose to share. How we protect it →
Inside the app
Clarity before the lender conversation
Everything here is about preparation—so you walk in knowing your numbers, not guessing them.
Progress you can actually see
Watch savings close the gap to your total cash target month by month—straightforward math, no magical thinking.
Affordability that means something
Put a future house payment next to rent, income, and debts—so “comfortable” isn’t a vague feeling.
Fresh balances—only if you want them
Optional Plaid linking keeps totals current. Prefer privacy? Type balances yourself and nothing leaves your control.
What to do next, always obvious
Milestones and short guidance in order—so the path to keys feels broken into steps, not one overwhelming pile.
Ship day is coming
We’re finishing the iOS app. Waitlist members hear first when it’s on the App Store—no filler newsletters.
How it works
Start small. Refine as you learn.
01
Ground it in your numbers
Income, rent, debts, and savings on hand.
02
Define a working target
Price or monthly comfort—then taxes, insurance, timing.
03
Keep pace over time
Update savings, optionally link accounts, follow the roadmap.
Built for where this is going
We’re preparing to share HomeStart across leading tech and financial platforms as we approach launch.
- TechCrunch
- Bloomberg
- CNBC
- Wall Street Journal
Early access · limited invites
Reserve your place
First wave gets download and release notes when we hit the App Store. One email field—no clutter.
- Launch-day download link
- Occasional build milestones
- Unsubscribe in one click
We only email about this waitlist and launch. Privacy Policy